[et_pb_section fb_built=”1″ admin_label=”Header” _builder_version=”4.16″ background_image=”http:\/\/gammaconsultant.com\/wp-content\/uploads\/2022\/02\/services.jpg” background_position=”top_center” custom_margin=”|||” custom_padding=”12vw|0px|0px|0px|false|false” global_colors_info=”{}”][et_pb_row column_structure=”2_3,1_3″ padding_top_bottom_link_1=”false” padding_left_right_link_1=”true” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” max_width=”1160px” custom_margin=”|||||false” custom_padding=”27px|0px|0px|0px|false|false” animation_style=”slide” animation_direction=”right” use_custom_width=”on” custom_width_px=”1160px” global_colors_info=”{}”][et_pb_column type=”2_3″ _builder_version=”4.16″ background_color=”#ffffff” custom_padding=”40px|40px|0px|40px” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.16″ text_font=”||||||||” text_text_color=”#767676″ ul_font=”||||||||” ol_font=”||||||||” header_font=”Playfair Display|700|||||||” header_text_color=”#202020″ header_font_size=”48px” header_line_height=”1.5em” header_2_font=”||||||||” header_3_font=”Rubik|500||on|||||” header_3_text_color=”#1D2C70″ header_3_font_size=”14px” header_3_letter_spacing=”2px” header_3_line_height=”2em” header_4_font=”||||||||” header_5_font=”||||||||” header_6_font=”||||||||” header_font_size_tablet=”38px” header_font_size_phone=”28px” header_font_size_last_edited=”on|phone” locked=”off” global_colors_info=”{}”]<\/p>\n
[\/et_pb_text][et_pb_button button_url=”http:\/\/gammaconsultant.com\/en\/contact-us\/” url_new_window=”on” button_text=”Contact Us” _builder_version=”4.16″ custom_button=”on” button_text_size=”12px” button_text_color=”#FFFFFF” button_bg_color=”#002060″ button_border_color=”rgba(0,0,0,0)” button_border_radius=”0px” button_letter_spacing=”2px” button_font=”Rubik|500||on|||||” button_use_icon=”off” background_layout=”dark” custom_padding=”16px|32px|16px|32px|true|true” box_shadow_style=”preset1″ box_shadow_color=”rgba(0,32,96,0.5)” button_letter_spacing_hover=”2px” locked=”off” global_colors_info=”{}” button_text_size__hover_enabled=”off” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_text_color__hover_enabled=”off” button_one_text_color__hover_enabled=”off” button_two_text_color__hover_enabled=”off” button_border_width__hover_enabled=”off” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_border_color__hover_enabled=”off” button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_border_radius__hover_enabled=”off” button_one_border_radius__hover_enabled=”off” button_two_border_radius__hover_enabled=”off” button_letter_spacing__hover_enabled=”on|hover” button_letter_spacing__hover=”3px” button_one_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover_enabled=”off” button_bg_color__hover_enabled=”off|desktop” button_one_bg_color__hover_enabled=”off” button_two_bg_color__hover_enabled=”off” button_bg_color__hover=”#1B2E70″ button_bg_enable_color__hover=”on”][\/et_pb_button][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”List” _builder_version=”4.16″ custom_padding=”||||false|false” global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ text_font=”||||||||” text_font_size=”15px” text_line_height=”2em” animation_style=”slide” animation_direction=”bottom” text_font_size_tablet=”” text_font_size_phone=”14px” text_font_size_last_edited=”on|phone” locked=”off” global_colors_info=”{}”]<\/p>\n
The Individual Pension Plan (IPP) is a defined benefit pension plan, set up for a single participant (or 2 if the married spouse is included), which makes maximum use of the provisions of the Income Tax Act (Canada) in order to optimize its retirement income. This plan is intended for entrepreneurs (10% shareholder minimum) and professionals who have incorporated. <\/p>\n
It allows for the tax-sheltering of larger amounts than allowed under an RRSP, particularly for members aged 40 and over. The contributions allowed by the IPP become higher than the RRSP contribution limit as the member’s age increases. This RRSP 2.0 contains the most generous provisions permitted by the Income Tax Act (Canada). In other words, the IPP is a much more fiscally efficient savings solution than a dividend-paying RRSP. <\/p>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.16″ animation_style=”slide” animation_direction=”right” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.16″ text_font=”||||||||” text_font_size=”15px” text_line_height=”2em” header_font=”||||||||” header_2_font=”Playfair Display|700|||||||” header_2_text_color=”#202020″ header_2_font_size=”42px” header_2_line_height=”1.5em” header_3_font=”Rubik|500||on|||||” header_3_text_color=”#002060″ header_3_font_size=”14px” header_3_letter_spacing=”2px” header_3_line_height=”2em” text_orientation=”center” max_width=”800px” module_alignment=”center” text_font_size_tablet=”” text_font_size_phone=”14px” text_font_size_last_edited=”on|phone” header_2_font_size_tablet=”32px” header_2_font_size_phone=”22px” header_2_font_size_last_edited=”on|phone” locked=”off” global_colors_info=”{}”]<\/p>\n
Anyone over the age of 40 who falls into one of the following categories:<\/p>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_2,1_2″ use_custom_gutter=”on” gutter_width=”2″ _builder_version=”4.16″ background_color=”#EBEDEB” max_width=”1280px” custom_margin=”|||” custom_padding=”60px|40px|60px|40px|true|true” animation_style=”slide” animation_direction=”left” border_width_all=”3px” border_color_all=”#EBEDEB” use_custom_width=”on” custom_width_px=”1280px” global_colors_info=”{}” border_color_all__hover_enabled=”on|hover” border_color_all__hover=”#767676″][et_pb_column type=”1_2″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_blurb title=”Business owners (minimum 10% shareholder)” use_icon=”on” font_icon=”||divi||400″ icon_placement=”left” image_icon_width=”24px” content_max_width=”1100px” image_icon_width_last_edited=”off|desktop” _builder_version=”4.16″ header_font=”Rubik|500||on|||||” header_text_color=”#202020″ header_font_size=”12px” header_letter_spacing=”2px” header_line_height=”2em” body_font=”||||||||” body_line_height=”2em” body_font_size_tablet=”12px” body_font_size_last_edited=”off|desktop” icon_font_size=”24px” image_max_width_tablet=”60px” image_max_width_phone=”60px” image_max_width_last_edited=”off|desktop” locked=”off” global_colors_info=”{}”][\/et_pb_blurb][et_pb_blurb title=”Incorporated professionals” use_icon=”on” font_icon=”||divi||400″ icon_placement=”left” image_icon_width=”24px” content_max_width=”1100px” image_icon_width_last_edited=”off|desktop” _builder_version=”4.16″ header_font=”Rubik|500||on|||||” header_text_color=”#202020″ header_font_size=”12px” header_letter_spacing=”2px” header_line_height=”2em” body_font=”||||||||” body_line_height=”2em” body_font_size_tablet=”12px” body_font_size_last_edited=”off|desktop” icon_font_size=”24px” image_max_width_tablet=”60px” image_max_width_phone=”60px” image_max_width_last_edited=”off|desktop” locked=”off” global_colors_info=”{}”][\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_blurb title=”Spouse working for the business may be eligible without being a shareholder” use_icon=”on” font_icon=”||divi||400″ icon_placement=”left” image_icon_width=”24px” content_max_width=”1100px” image_icon_width_last_edited=”off|desktop” _builder_version=”4.16″ header_font=”Rubik|500||on|||||” header_text_color=”#202020″ header_font_size=”12px” header_letter_spacing=”2px” header_line_height=”2em” body_font=”||||||||” body_line_height=”2em” body_font_size_tablet=”12px” body_font_size_last_edited=”off|desktop” icon_font_size=”24px” image_max_width_tablet=”60px” image_max_width_phone=”60px” image_max_width_last_edited=”off|desktop” locked=”off” global_colors_info=”{}”][\/et_pb_blurb][et_pb_blurb title=”Key person” use_icon=”on” font_icon=”||divi||400″ icon_placement=”left” image_icon_width=”24px” content_max_width=”1100px” image_icon_width_last_edited=”off|desktop” _builder_version=”4.16″ header_font=”Rubik|500||on|||||” header_text_color=”#202020″ header_font_size=”12px” header_letter_spacing=”2px” header_line_height=”2em” body_font=”||||||||” body_line_height=”2em” body_font_size_tablet=”12px” body_font_size_last_edited=”off|desktop” icon_font_size=”24px” image_max_width_tablet=”60px” image_max_width_phone=”60px” image_max_width_last_edited=”off|desktop” locked=”off” global_colors_info=”{}”][\/et_pb_blurb][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Testimonial” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row module_id=”fonds” _builder_version=”4.16″ animation_style=”slide” animation_direction=”left” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.16″ text_font=”||||||||” text_font_size=”15px” text_line_height=”2em” header_font=”||||||||” header_2_font=”Playfair Display|700|||||||” header_2_text_color=”#202020″ header_2_font_size=”42px” header_2_line_height=”1.5em” header_3_font=”Rubik|500||on|||||” header_3_text_color=”#1D2C70″ header_3_font_size=”14px” header_3_letter_spacing=”2px” header_3_line_height=”2em” max_width=”800px” module_alignment=”center” text_font_size_tablet=”” text_font_size_phone=”14px” text_font_size_last_edited=”on|phone” header_2_font_size_tablet=”32px” header_2_font_size_phone=”22px” header_2_font_size_last_edited=”on|phone” locked=”off” global_colors_info=”{}”]<\/p>\n
IPPs offer several benefits that you can explore below:<\/span><\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_toggle title=”Higher annual contributions than RRSP” open_toggle_text_color=”#1D2C70″ open_toggle_background_color=”rgba(0,0,0,0)” closed_toggle_background_color=”rgba(0,0,0,0)” icon_color=”#002060″ open_icon_color=”#002060″ _builder_version=”4.16″ title_text_color=”#202020″ title_font=”Rubik|500||on|||||” title_font_size=”12px” title_letter_spacing=”2px” title_line_height=”2em” body_font=”||||||||” body_line_height=”2em” custom_margin=”||0px|” custom_padding=”16px|12px|16px|12px|true|true” animation_style=”zoom” border_width_all=”0px” border_color_all=”#767676″ border_width_bottom=”2px” global_colors_info=”{}”]<\/p>\n Starting at age 40, the contributions allowed by the IPP exceed those allowed by the RRSP, thus, increasing your pension at retirement.<\/p>\n [\/et_pb_toggle][et_pb_toggle title=”Recognition of past service” open_toggle_text_color=”#1D2C70″ open_toggle_background_color=”rgba(0,0,0,0)” closed_toggle_background_color=”rgba(0,0,0,0)” icon_color=”#002060″ open_icon_color=”#002060″ _builder_version=”4.16″ title_text_color=”#202020″ title_font=”Rubik|500||on|||||” title_font_size=”12px” title_letter_spacing=”2px” title_line_height=”2em” body_font=”||||||||” body_line_height=”2em” custom_margin=”||0px|” custom_padding=”16px|12px|16px|12px|true|true” animation_style=”zoom” border_width_all=”0px” border_color_all=”#767676″ border_width_bottom=”2px” global_colors_info=”{}”]<\/p>\n It is common for business owners to have not maximized their retirement savings for several years in order to invest in their businesses. This is what makes the IPP even more attractive, as it allows you to contribute for those neglected years. Past service since 1990 can be bought back at the time of implementation, which allows you to make a significant one-time contribution at the time the plan is set up, and thus make up for lost time! <\/p>\n [\/et_pb_toggle][et_pb_toggle title=”Opportunity to make up for Plan losses” open_toggle_text_color=”#1D2C70″ open_toggle_background_color=”rgba(0,0,0,0)” closed_toggle_background_color=”rgba(0,0,0,0)” icon_color=”#002060″ open_icon_color=”#002060″ _builder_version=”4.16″ title_text_color=”#202020″ title_font=”Rubik|500||on|||||” title_font_size=”12px” title_letter_spacing=”2px” title_line_height=”2em” body_font=”||||||||” body_line_height=”2em” custom_margin=”||0px|” custom_padding=”16px|12px|16px|12px|true|true” animation_style=”zoom” border_width_all=”0px” border_color_all=”#767676″ border_width_bottom=”2px” global_colors_info=”{}”]<\/p>\n If returns are less than its 7.5% annual return assumption, the company can make up the shortfall. This special contribution is tax-deductible for the company and not taxable for you. <\/p>\n [\/et_pb_toggle][et_pb_toggle title=”Possibility of pension enhancement at retirement” open_toggle_text_color=”#1D2C70″ open_toggle_background_color=”rgba(0,0,0,0)” closed_toggle_background_color=”rgba(0,0,0,0)” icon_color=”#002060″ open_icon_color=”#002060″ _builder_version=”4.16″ title_text_color=”#202020″ title_font=”Rubik|500||on|||||” title_font_size=”12px” title_letter_spacing=”2px” title_line_height=”2em” body_font=”||||||||” body_line_height=”2em” custom_margin=”||0px|” custom_padding=”16px|12px|16px|12px|true|true” animation_style=”zoom” border_width_all=”0px” border_color_all=”#767676″ border_width_bottom=”2px” global_colors_info=”{}”]<\/p>\n After retirement, additional tax-deductible contributions can be made by your company.<\/p>\n [\/et_pb_toggle][et_pb_toggle title=”Tax deduction” open_toggle_text_color=”#1D2C70″ open_toggle_background_color=”rgba(0,0,0,0)” closed_toggle_background_color=”rgba(0,0,0,0)” icon_color=”#002060″ open_icon_color=”#002060″ _builder_version=”4.16″ title_text_color=”#202020″ title_font=”Rubik|500||on|||||” title_font_size=”12px” title_letter_spacing=”2px” title_line_height=”2em” body_font=”||||||||” body_line_height=”2em” custom_margin=”||0px|” custom_padding=”16px|12px|16px|12px|true|true” animation_style=”zoom” border_width_all=”0px” border_color_all=”#767676″ border_width_bottom=”2px” global_colors_info=”{}”]<\/p>\n [\/et_pb_toggle][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_toggle title=”Exemption from payroll taxes” open_toggle_text_color=”#1D2C70″ open_toggle_background_color=”rgba(0,0,0,0)” closed_toggle_background_color=”rgba(0,0,0,0)” icon_color=”#002060″ open_icon_color=”#002060″ _builder_version=”4.16″ title_text_color=”#202020″ title_font=”Rubik|500||on|||||” title_font_size=”12px” title_letter_spacing=”2px” title_line_height=”2em” body_font=”||||||||” body_line_height=”2em” custom_margin=”||0px|” custom_padding=”16px|12px|16px|12px|true|true” animation_style=”zoom” border_width_all=”0px” border_color_all=”#767676″ border_width_bottom=”2px” global_colors_info=”{}”]<\/p>\n Health Services Fund (HSF) benefit.<\/p>\n [\/et_pb_toggle][et_pb_toggle title=”This may facilitate the sale of the business” open_toggle_text_color=”#1D2C70″ open_toggle_background_color=”rgba(0,0,0,0)” closed_toggle_background_color=”rgba(0,0,0,0)” icon_color=”#002060″ open_icon_color=”#002060″ _builder_version=”4.16″ title_text_color=”#202020″ title_font=”Rubik|500||on|||||” title_font_size=”12px” title_letter_spacing=”2px” title_line_height=”2em” body_font=”||||||||” body_line_height=”2em” custom_margin=”||0px|” custom_padding=”16px|12px|16px|12px|true|true” animation_style=”zoom” border_width_all=”0px” border_color_all=”#767676″ border_width_bottom=”2px” global_colors_info=”{}”]<\/p>\n [\/et_pb_toggle][et_pb_toggle title=”Income splitting” open_toggle_text_color=”#1D2C70″ open_toggle_background_color=”rgba(0,0,0,0)” closed_toggle_background_color=”rgba(0,0,0,0)” icon_color=”#002060″ open_icon_color=”#002060″ _builder_version=”4.16″ title_text_color=”#202020″ title_font=”Rubik|500||on|||||” title_font_size=”12px” title_letter_spacing=”2px” title_line_height=”2em” body_font=”||||||||” body_line_height=”2em” custom_margin=”||0px|” custom_padding=”16px|12px|16px|12px|true|true” animation_style=”zoom” border_width_all=”0px” border_color_all=”#767676″ border_width_bottom=”2px” global_colors_info=”{}”]<\/p>\n Benefits allow for income splitting between spouses at any time.<\/p>\n [\/et_pb_toggle][et_pb_toggle title=”Generational Retirement Savings” open_toggle_text_color=”#1D2C70″ open_toggle_background_color=”rgba(0,0,0,0)” closed_toggle_background_color=”rgba(0,0,0,0)” icon_color=”#002060″ open_icon_color=”#002060″ _builder_version=”4.16″ title_text_color=”#202020″ title_font=”Rubik|500||on|||||” title_font_size=”12px” title_letter_spacing=”2px” title_line_height=”2em” body_font=”||||||||” body_line_height=”2em” custom_margin=”||0px|” custom_padding=”16px|12px|16px|12px|true|true” animation_style=”zoom” border_width_all=”0px” border_color_all=”#767676″ border_width_bottom=”2px” global_colors_info=”{}”]<\/p>\n [\/et_pb_toggle][et_pb_toggle title=”Assets accumulated in the IPP are unseizable” open_toggle_text_color=”#1D2C70″ open_toggle_background_color=”rgba(0,0,0,0)” closed_toggle_background_color=”rgba(0,0,0,0)” icon_color=”#002060″ open_icon_color=”#002060″ _builder_version=”4.16″ title_text_color=”#202020″ title_font=”Rubik|500||on|||||” title_font_size=”12px” title_letter_spacing=”2px” title_line_height=”2em” body_font=”||||||||” body_line_height=”2em” custom_margin=”||0px|” custom_padding=”16px|12px|16px|12px|true|true” animation_style=”zoom” border_width_all=”0px” border_color_all=”#767676″ border_width_bottom=”2px” global_colors_info=”{}”]<\/p>\n Funds are protected by most creditors unlike most RRSPs.<\/span><\/p>\n [\/et_pb_toggle][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ specialty=”on” admin_label=”Footer” _builder_version=”4.16″ use_background_color_gradient=”on” background_color_gradient_stops=”#000000 0%|rgba(0,0,0,0.6) 100%” background_color_gradient_overlays_image=”on” background_color_gradient_start=”#000000″ background_color_gradient_end=”rgba(0,0,0,0.6)” background_image=”http:\/\/gammaconsultant.com\/wp-content\/uploads\/2021\/10\/botica-009.jpg” custom_padding=”90px|0px|90px|0px|false|false” saved_tabs=”all” global_colors_info=”{}”][et_pb_column type=”1_2″ specialty_columns=”2″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_row_inner _builder_version=”4.16″ animation_style=”slide” animation_direction=”left” global_colors_info=”{}”][et_pb_column_inner saved_specialty_column_type=”1_2″ 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text_text_color=”rgba(255,255,255,0.7)” text_line_height=”2em” header_font=”||||||||” header_4_font=”Playfair Display|700|||||||” header_4_line_height=”1.5em” background_layout=”dark” animation_style=”fade” global_colors_info=”{}”]<\/p>\n [\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_contact_form email=”noreply@gammaconsultant.com” submit_button_text=”Send your request” module_id=”et_pb_contact_form_0″ _builder_version=”4.19.5″ _unique_id=”4b644b3c-492c-4eb6-8ee6-2f7f94fc48e8″ form_field_background_color=”#EBEDEB” form_field_text_color=”#767676″ form_field_focus_background_color=”#EBEDEB” form_field_focus_text_color=”#767676″ form_field_font=”||||||||” background_color=”#ffffff” custom_button=”on” button_text_size=”12px” button_text_color=”#FFFFFF” button_bg_color=”#002060″ button_border_width=”14px” button_border_color=”rgba(0,0,0,0)” button_border_radius=”0px” button_letter_spacing=”2px” button_font=”Rubik|500||on|||||” button_use_icon=”off” custom_padding=”60px|40px|60px|40px|true|true” animation_style=”slide” animation_direction=”right” hover_enabled=”0″ border_width_all=”2px” border_color_all=”#EBEDEB” box_shadow_style_button=”preset1″ box_shadow_color_button=”rgba(239,59,36,0.1)” form_background_color=”#f5f9fa” global_colors_info=”{}” sticky_enabled=”0″][et_pb_contact_field field_id=”Name” field_title=”Name” fullwidth_field=”on” _builder_version=”4.16″ custom_margin=”||30px|” global_colors_info=”{}” button_text_size__hover_enabled=”off” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_text_color__hover_enabled=”off” button_one_text_color__hover_enabled=”off” button_two_text_color__hover_enabled=”off” button_border_width__hover_enabled=”off” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_border_color__hover_enabled=”off” button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_border_radius__hover_enabled=”off” button_one_border_radius__hover_enabled=”off” button_two_border_radius__hover_enabled=”off” button_letter_spacing__hover_enabled=”off” button_one_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover_enabled=”off” button_bg_color__hover_enabled=”off” button_one_bg_color__hover_enabled=”off” button_two_bg_color__hover_enabled=”off”][\/et_pb_contact_field][et_pb_contact_field field_id=”Email” field_title=”Email” field_type=”email” fullwidth_field=”on” _builder_version=”4.16″ form_field_font=”||||||||” custom_margin=”||30px|” global_colors_info=”{}” button_text_size__hover_enabled=”off” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_text_color__hover_enabled=”off” button_one_text_color__hover_enabled=”off” button_two_text_color__hover_enabled=”off” button_border_width__hover_enabled=”off” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_border_color__hover_enabled=”off” button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_border_radius__hover_enabled=”off” button_one_border_radius__hover_enabled=”off” button_two_border_radius__hover_enabled=”off” button_letter_spacing__hover_enabled=”off” button_one_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover_enabled=”off” button_bg_color__hover_enabled=”off” button_one_bg_color__hover_enabled=”off” button_two_bg_color__hover_enabled=”off”][\/et_pb_contact_field][et_pb_contact_field field_id=”Message” field_title=”Message” field_type=”text” fullwidth_field=”on” _builder_version=”4.16″ custom_margin=”||30px|” global_colors_info=”{}” button_text_size__hover_enabled=”off” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_text_color__hover_enabled=”off” button_one_text_color__hover_enabled=”off” button_two_text_color__hover_enabled=”off” button_border_width__hover_enabled=”off” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_border_color__hover_enabled=”off” button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_border_radius__hover_enabled=”off” button_one_border_radius__hover_enabled=”off” button_two_border_radius__hover_enabled=”off” button_letter_spacing__hover_enabled=”off” button_one_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover_enabled=”off” button_bg_color__hover_enabled=”off” button_one_bg_color__hover_enabled=”off” button_two_bg_color__hover_enabled=”off”][\/et_pb_contact_field][\/et_pb_contact_form][\/et_pb_column][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.16″ background_color=”#202020″ global_module=”158″ saved_tabs=”all” global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.19.4″ _module_preset=”default” link_font=”|300|||||||” link_text_color=”#C4CACE” header_3_font=”||||||||” header_3_text_color=”#FFFFFF” global_colors_info=”{}”]<\/p>\n About Us<\/a><\/p>\n Our Team<\/a><\/p>\n\n
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Contact Us<\/h3>\n
Schedule a meeting with one of our advisors<\/h2>\n
Fast, simple and professional<\/h4>\n
Personalized services<\/h4>\n
Meet in person or virtually<\/h4>\n
Our Business<\/h3>\n